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ihda Home Repair and Accessibility Program (HRAP) 2
Thanks for your interest in the IHDA HRAP2
ALL SLOTS ARE CURRENTLY RESERVED
PLEASE READ!!:
Far South CDC processes applications on a First Come First Serve basis. At this time, current slots have been reserved and are under preliminary review to be submitted for final approval. Once the file has final approval, the homeowner will be notified of that approval or decline. If you are currently in our database awaiting notification of an open slot, continue to work with your counselor to complete your file.
*If you are NOT currently in our database, you are welcome to sign up for Far South CDC HUD Post-purchase counseling to work with a HUD Certified Counselor to assist you with finding other home repair resources and options. CLICK HERE to register as a new client!
HRAP General eligibility
1) ELIGIBLE AREAS
Cook County
2) INCOME
Household income cannot exceed 80% of the Area Median Income (AMI) for your household size. Households at or below 50% AMI receive priority. (See chart below)
3) PROPERTY OWNERSHIP
You must own and occupy the home as your sole residence, with some exceptions for tenant-occupied properties in accessibility projects.
4) MORTGAGE AND TAXES
You must be current on all mortgage payments and property taxes. No missed payments in the past six months are allowed.
5) PROPERTY VALUE
The property must be within the value limits established by the Illinois Housing Development Authority (IHDA) Calculations will be done by counselors on your behalf.
6) PROPERTY CONDITION
For accessibility projects, the home must have a documented need for modifications, and at least one member must be a senior with a physical limitation or a person with a disability.
Income Chart
Household income cannot exceed 80% of the Area Median Income (AMI) for your household size. Households at or below 50% AMI receive priority.
Far South Community Development Corporation
853 West 115th Street, Chicago, Illinois 60643